When you control your money, it doesn’t control you. When I originally created this 60 Day Budgeting Challenge, it was because I felt like I had found a solution to so many problems – and I wanted badly to share it with everyone. Creating a budget and sticking to helps our family to stay on top of bills, save for important things, be prepared for emergencies, and even fight less (how many times have you fought about money, right?). I am excited to share everything I have learned (and am still learning) with you guys in this budgeting challenge.
60 Day Budgeting Challenge
We don’t always spend as well as I’d like to. We’re human, too, and we fall off-track every now and then. We’re not perfect with our money, although we are always getting better and better. But we continue to budget every month, and this has been something of a miracle worker in our family.
Based on the system we use and the way it has positively impacted our lives, I’ve put together a 60 Day Budgeting Challenge.
Here’s how I feel when we budget:
- Less stressed about how I am going to pay for things
- More intentional about spending (I buy way less crap when I have a budget!)
- Less tension in my marriage (how often do you fight about money? My husband and I are pretty aligned about money, most of the time, and we still fight about it – budgeting stops that in its tracks)
- Prepared for emergencies (we have an emergency fund)
- Ready to give when the kids have (ANOTHER) fundraiser I wasn’t expecting
- Less overwhelmed or surprised by bills
- Prepared for holidays (Christmas did not put us into debt this year), birthdays, and routine expenses like hair cuts
- Not intimidated by future expenses, like college for the kids (the kids have a college fund we contribute to monthly)
- Guilt-free when I go on a shopping trip for myself and/or my kids
Those are just a few examples of the benefits of budgeting.
Budgeting is not about having less and pinching pennies, although it certainly can be. Budgeting is about spending well and managing your money. The changes that manifest in your life might surprise you. Maybe you’ll get out of debt, reap the benefits of intentional spending, or even notice improved relationships.
Budgeting will bring you abundance.
And don’t get me wrong! We’re not perfect at managing our finances. We overspend sometimes (hello, weekend in New Orleans) and we often have to adjust our budget during the month for something unexpected. But that’s okay.
We control our money. It doesn’t control us.
I want you to have the same control of your money.
The 60 Day Budgeting Challenge is free. Here’s what you can expect:
- Emails with helpful content, printables, tips and “homework” to help you get your budget under control (including a reflective spending worksheet that will help you get started)
- A private Facebook group for support, community, tips, and more
- Free printable tools to help you understand your spending, get organized, and plan accordingly
- Access to exclusive content for Challenge Members
This is not gimmicky. I can’t promise that you’ll be out of debt or have X amount of dollars saved at the end of 60 days. Rather, you should expect to have a working budget that your whole family can live with and the peace, ease of mind and freedom that comes with knowing how much you’re making and where you’re spending it all each month (and the BONUS is that you may find you have more money than you realized…or, you may find some expenses that you can get rid of so you’re not stretched so thin each month!).
I would love to have you join me. You can sign up below. You will receive your first email, and your first bit of homework, right away!
This challenge is ongoing. You can sign up at any time!
Questions? We’ll be able to communicate directly via email and/or the Facebook group, but I will also answer any questions or comments you leave here, so don’t be shy!
I also have a 30 Day Meal Planning Challenge – you can join below!
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Wow! Now you are making Spend Less binders! Love that!!! You inspire me. So excited for you and such a great idea! It will definitely be motivating to save money in such a cute way!
Thanks Crystal!! <3
And, I love that you made a Facebook community to go along with the binder.
I didnt see a spend less binder in your store. Where can I find them. They look lovely!
Thanks Melissa! They will be listed tomorrow! 🙂
Good evening. I’m looking to buy the spend well budget binder. They all say sold out. Please can you assist.
Hi Chantal! They are all back in-stock now. 🙂
I’m close to retirement age and have never been any good at saving or budgeting. I want to be able to still do and have fun with my 8 grandchildren.
It’s never too late! And 8 grandkids – so fun!! <3
If I sign up for the challenge now will I still be able to receive the emails? I just recently found your page and would love to complete the budget challenge. Thanks!
You sure can! It’s ongoing, so you can sign up at any time. 🙂
Just found this and it sounds perfect! Can’t wait to begin!!
Glad to have you, Kairise!
Looking forward to getting started.
Glad to have you, Karen!
Sorry, I’m not seeing where I sign up?!
Hi Alicia! You can sign up here: http://madmimi.com/signups/206027/join
Really would like to do this and use the binder, but it says it’s sold out in all styles on the website. Do you know when you will have more in stock?
Hi Chelsea! We still have some listed over on Etsy – you can see those here: https://www.etsy.com/listing/505090701/new-cover-spend-well-budgeting-system?ref=shop_home_active_1 We’ll be listing more in the shop as they’re printed (likely, next couple of weeks!). 🙂
please I need you small budget books ASAP. where can I order few
Hi Ruby! We’re printing more now, but we do have a few of the blue ones listed on Etsy! https://www.etsy.com/listing/466983162/spend-well-budgeting-system-rainy-day?ref=shop_home_active_1
Where do you get your cash system book. and how do I go about ordering of them
Hi Christine! You can get them here: https://shop.carrieelle.com/collections/spend-well-budgeting-system 🙂
I couldn’t purchase the budget envelopes I did this years ago to get out of debt it works
Hi Tania! We’ll have more available today. 🙂
Just bought the spend well binder can’t wait to use it thank you
I hope you love it, Renee!
I am a member of your FB group and never realized you had a blog! LOL. So, my question is how did you get your husband on board? Mine pretty much leaves it all up to me because he doesn’t want to deal with it. We have bought a house since I first joined the FB group. And I was doing pretty good with the budget…..until we moved. So before I sign up for the 60 day challenge, are the homework and assignments turn in work? Thank you.
Hi Sandy!! 🙂 Luckily this is one thing we decided we really needed to be on the same page about, so he was onboard from the beginning. But one thing that I think is super important is that everyone gets an “allowance” – that way, your husband will have money each month to spend at his discretion (you guys together can come up with a number you agree on). That really helps. Another thing you can do is choose a dollar amount, or “spending cap” that you agree on and set that as a limit for spending on random purchases. So for example, if one of you want to impulse buy something from Target and it’s not in the budget and you haven’t talked about it, and you have a $50 spending cap, you would need to call your spouse to okay the purchase before buying it. That just helps everyone stay on the same page a little bit.
And the homework is all optional and you can do it on your own time! 🙂
[…] If you need a complete money overhaul, or would like to refresh and reengage with your current budget, I would love (love!) to have you in my free 60 Day Budgeting Challenge. You can sign up here. […]
[…] you feel really overwhelmed, I encourage to join me free, no pressure, 60 Day Budgeting Challenge. It gives you really specific homework to create a budget that works for YOU and your lifestyle. […]